Alicia Stewart
Alicia Stewart
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6  
9 remodeling tips to make your home feel bigger
 
You don't have to be underwater on your mortgage to feel trapped in your home. Now may be a less than ideal time to put a house on the market or to take on big debt -- icing you...      Read More >>

10  
Buy a HUD Home for Only $100 Down?
 
 In several states, the U.S. Department of Housing and Urban Development is offering home buyers foreclosed homes with only a $100 down payment, in trying to unload some of its inventory. The i...      Read More >>

7  
Foreign buyers scooping up U.S. homes
 
Hey, wealthy foreigners! Want to live in the U.S.? Buy a home here. International purchases of American homes are ramping up, and a new Senate bill designed to boost the ailing real-estate marke...      Read More >>

8  
First-Time Homebuyer's Guide
 
Mike Valdez fits the profile of a savvy first-time homebuyer perfectly. A 34-year-old financial analyst from New Rochelle, N.Y., he and his family had grown sick of living the renter's life. So two ...      Read More >>

22  
Reverse Mortgages: Do the Benefits Outweigh the Risks?
 
The reverse mortgage was invented decades ago to help seniors facing economic hardship access the equity in their homes. Between 1990 and 2010, more than 660,000 reverse mortgages were issued, accor...      Read More >>

2  
Cashing in on rental property
 
Most of the news lately about real estate has been dismal: Home prices are swooning, foreclosures ballooning. There is, however, one bright spot: the rental market, where demand is up and rents...      Read More >>

25  
White House Weighs Mass Refinancing Plan
 
The White House is considering a housing proposal that would allow millions of home owners with government-backed mortgages to refinance into lower interest rates, The New York Times reports.  ...      Read More >>

12  
What Would You Do About Foreclosures?
 
The Obama administration seeks to turn the federal government’s swelling inventory of foreclosed homes — now estimated at 250,000 — into rental properties that could be managed by private enterprise...      Read More >>

14  
Single Women a Rising Force in the Housing Market
 
Unmarried women continue to make up a growing segment of home buyers and are buying homes in record numbers: Last year, they composed 20 percent of all buyers last year, according to the Nation...      Read More >>

11  
Second Chance for Owners Who Lost Homes
 
More than 2 million home owners who were foreclosed on or were in the process of a foreclosure during 2009 or 2010 can now ask for a review of their case, banking regulators announced this week. ...      Read More >>

7  
7 of 10 Renters Say Owning a Home Is a Top Priority
 
Most Americans still believe that owning a home is a solid financial decision, and a majority of renters aspire to home ownership as a long-term goal. According to the 2011 National Housing Pulse Su...      Read More >>

23  
More Home Owners Staying Current on Mortgage
 
The number of borrowers defaulting on their mortgages has dropped considerably compared to a year ago, according to Lender Processing Services' "First Look" report, which analyzed nearly 40 million mo...      Read More >>

2  
More Homes Become Rentals, Census Says
 
Nearly 35 percent of occupied homes were rented in 2010, which is an increase of 33.8 percent from 2000, according to a USA Today analysis of U.S. Census data of more than 500 midsize and large cities...      Read More >>

18  
Some Sellers Offer Financing to Get Deals Closed
 
Buyers who have a foreclosure or bankruptcy in their credit past wouldn’t be a likely candidate to secure financing from a bank anytime soon for a home purchase. As a result, some sellers are stepping...      Read More >>

15  
Financing Foreclosed Homes
 
FORECLOSED homes don’t show very well — financially strained borrowers may ignore maintenance; lenders turn off the water and power to cut the cost of letting the place sit. A poor appearance can ...      Read More >>

26  
Is This Really a Buyer's Market?
 
With falling home prices and higher inventories, most of the public views real estate as a “buyer’s market,” in which buyers hold more of the control and sellers will more eagerly accept lower offers ...      Read More >>

14  
Fannie Offers Closing Cost Help for REOs
 
Fannie Mae is trying to lure more buyers to its foreclosure properties by offering to cover 3.5 percent in closing costs for home owners who close by June 30 on its HomePath properties. Fannie’s H...      Read More >>

11  
3 Tips for Smart Vacation-Home Buying
 
Vacation homes are offering plenty of good deals at the moment. In many second-home hot spots, prices are still close to five-year lows. For example, single-home prices in second-home hotspot Napa, Ca...      Read More >>

4  
Flipping Foreclosures Becomes New Game
 
More investors are finding a sweet spot in flipping foreclosures, but it’s not the same type of house flipping seen during the real estate boom. During the housing boom, investors would take advan...      Read More >>

16  
What Buyers Want in Homes Today
 
Buyers have a long list of what they want when home shopping, but one of their biggest desires: A good deal. "And no matter where a seller prices their property, they're looking to negotiate," say...      Read More >>

28  
Boom times ahead for all Weld County
 
As Noble Energy begins building a regional field office in west Greeley, Weld County could be almost over the Great Recession. The Niobrara Formation under eastern Colorado and southern Wyoming is ...      Read More >>

24  
Loveland is booming: Census shows city is among fastest growing in region; county makes big gains
 
Loveland’s population grew by nearly one-third during the past decade, placing it among Colorado’s fastest growing cities. U.S. census workers counted 66,859 Loveland residents in the official tabu...      Read More >>

15  
FSBOs Vanish, Sellers Turn to Real Estate Pros
 
For-sale-by-owners are rare nowadays. In fact, the number of FSBOs dropped to record lows over the past year. Unrepresented sellers make up just 11 percent of the market, down from 13 percent in 2...      Read More >>

14  
FICOs and FHA: 2 big lenders loosen up
 
Wells Fargo, Quicken Loans revise credit, down payment requirements Here's some unexpected good news for anybody working to get buyers into houses, especially first-timers who don't have much down ...      Read More >>

20  
Stricter Lending Guidelines for Condos
 
STELLAR credit and steady income will go a long way in helping borrowers secure a home mortgage, but they may not be enough when it comes to buying or refinancing in certain condominium buildings. ...      Read More >>

10  
HAFA Posts New Rules for Short Sales
 
THIS WILL HELP TO SPEED UP THE SHORT SALE PROCESS!! Loan servicers will have 30 days to send a borrower a short-sale agreement that includes the list price or acceptable sales proceeds under recen...      Read More >>

9  
Loveland officials to plan NASA pitch
 
Loveland city councilors will close the doors on a special meeting Tuesday to develop strategies for the city to land a NASA-sponsored technology business center that could employ as many as 7,000 peo...      Read More >>

8  
A Little-Known Strategy for Cutting Mortgage Payments
 
HOMEOWNERS looking to lower their monthly mortgage payments and also save some on interest may be able to do so without all the hefty fees and daunting credit requirements of refinancing. A little...      Read More >>

12  
Bank of America to resume foreclosures
 
Bank of America said Friday it was ending its hiatus on foreclosure sales, and promised to get its act together after a series of sloppy home seizures prompted the bank to back off and re-examine its ...      Read More >>

26  
Giving Thanks to American Troops, Families
 
As the holiday season approaches, the National Association of REALTORS® is giving thanks to American troops. NAR will provide care packages and housing assistance to support soldiers and their familie...      Read More >>

22  
Make Money in 2011: Your Home
 
Location, location, location. In the latter half of 2011 that adage should come back into vogue. But first, more declines. C'mon, you're thinking, you've been hearing for months that prices have b...      Read More >>

18  
Downsizing the American Dream: The shrinking house
 
Home ownership has long been a symbol of the American Dream and for a while there, we supersized it. But since the recession, we've been downsizing it. The median home size in America was near 2,30...      Read More >>

7  
Sales of high-end homes picking up
 
After two years in the tank, Larimer County’s upper-end residential real estate market has broken the surface and taken a much-needed breath. Brokers specializing in luxury homes who had been livin...      Read More >>

19  
Retail projects set for Grand Station development area
 
McWhinney, the developer of multiuse projects at east Loveland’s Centerra, has added a partner to collaborate on new retail properties on the 3,000 acres it owns. RED Development LLC, with headquar...      Read More >>

6  
HUD Has Loans for Out-of-Work Borrowers
 
The U.S. Department of Housing and Urban Development announced Tuesday that it will offer $50,000 loans to unemployed borrowers who are at least three months behind in their payments, but who have a r...      Read More >>

30  
Fannie and Freddie Offering Hard-to-Beat Deals
 
Beginning this week, Fannie Mae and Freddie Mac are trying to sell off 150,000 foreclosed homes by offering low down payments, no requirement for mortgage insurance, and up to $30,000 added to the mor...      Read More >>

25  
Fannie Mae Offers New HomePath Incentives
 
Fannie Mae on Thursday announced an expansion of the company’s REO program, HomePath.com. HomePath already offers owner-occupant buyers 3 percent down with no mortgage insurance. The expansion giv...      Read More >>

17  
10 Reasons to Buy a Home
 
Time magazine is being overly pessimistic in its recent cover piece that called into question the benefits of homeownership. In fact, now is a great time to buy. And, what's more, tomorrow will be a g...      Read More >>

11  
Greeley, Weld get fed grants for foreclosures
 
The city of Greeley and Weld County are getting $2 million in federal grants to stabilize neighborhoods threatened by foreclosures. The Greeley Tribune reports the U.S. Department of  Housing...      Read More >>

8  
August local stats
 
Document ...      Read More >>

2  
5 things you must know about homeowners insurance
 
1. Loyalty is overrated Many insurers have been raising rates to make up for losses they suffered during the financial crisis, industry experts say. At the same time, insurers are competing hard for ...      Read More >>

25  
Owner Financing Can Expedite Sales
 
Owner financing can help sell a property even in this challenging market. Banks generally are willing to accept rent credits for an option to buy as an acceptable down payment, but both buyers and ...      Read More >>

16  
Shorter-term mortgages gain favor for refinancing
 
More homeowners are refinancing into shorter-term loans, saving a bundle by taking advantage of the lowest mortgage rates in decades. Nearly a third of borrowers refinancing fixed 30-year loans in Apr...      Read More >>

15  
Why we don’t need the tax credit anymore?
 
In real estate news, the tax credit has been overwhelming the top headlines. Recently, the credit ended. The deadline for under contract was the end of April 2010 and the closing deadline ended at the...      Read More >>

6  
Foreclosures fade with fewer filings
 
The number of Colorado homeowners facingforeclosure fell during the second quarter of 2010, an indicator that state housing officials say points to a trend that will continue. And, in Larimer Count...      Read More >>

3  
Fannie Mae Launches “Know Your Options™” Online Resource to Educate Struggling Homeowners
 
Fannie Mae (FNMA/OTC) today announced the launch of KnowYourOptions.com, a new consumer education Web site that outlines the choices available to homeowners who are struggling with their mortgage paym...      Read More >>

19  
2010 Inman News Innovator Awards winners
 
1. Most Innovative Brokerage or Franchise: The GoodLife Team 2. Most Innovative New Technology: ZipRealty's HomeScan 3. Most Innovative Web Service: Houston Association of Realtors' Realtor Match. ...      Read More >>

11  
Fort Collins once again listed as a top place to live by Money magazine
 
Fort Collins has once appeared on Money magazine's list of best places to live -- at No. 6. The Choice City topped the list in 2006, but slid to No. 2 in 2008 and then to No. 6 this year. The ...      Read More >>

7  
Builders Affected by the Oil Spill
 
Home builders are among those hurt by the Gulf Coast oil spill. Citigroup analysts ranked public home builders’ exposure to the disaster based on the number of actively selling communities within 5...      Read More >>

15  
Men and Women Agree in Home Must-Haves
 
It’s true. Men aren’t looking for exactly the same things women are when they go home shopping. ZipRealty surveyed 1,000 home shoppers and concluded that while about an equal number of men and wom...      Read More >>

3  
BofA Rolls Out Plan to Forgive Principal
 
Bank of America announced Wednesday that it was rolling out a relief program for roughly 45,000 of its most troubled borrowers that would reduce mortgage principal by as much as 30 percent. To be e...      Read More >>

28  
Overseas Personnel Eligible for Tax Credit
 
Members of the military or some federal institutions who served overseas between Dec. 31, 2008, and May 1, 2010, have another year to take advantage of the home buyer tax credits. Eligible taxpayer...      Read More >>

23  
New home sales up 27 percent
 
Sales of new homes surged 27 percent last month, bouncing off the previous month's record low and blowing past expectations as government incentives and better weather boosted sales. The Commerce...      Read More >>

7  
Council accepts plan by builder
 
A California developer got a green light Tuesday night to develop a project at one of Loveland’s prime gateway locations in a way that would mix retail and office buildings at a campus-like setting wh...      Read More >>

25  
Loveland waives remodeling fees
 
Program runs May 1 to Oct. 1 Doubling up on last fall’s successful construction industry stimulus program, the Loveland City Council on Tuesday acted to waive building permit fees for remodeling pr...      Read More >>

11  
Lake Vista coming into view
 
Ground broken on Centerra luxury apartment complex Construction began Wednesday on a $45 million luxury apartment complex on the east shore of Equalizer Lake at Centerra, a project that will pump ...      Read More >>

8  
Federal Program to Encourage Short Sales
 
Beginning April 5, the Obama administration will encourage delinquent borrowers to avoid foreclosure and instead give up their homes in short sales by streamlining the process. The program will of...      Read More >>

7  
Will a possible commercial real estate bubble burst affect Northern Colorado?
 
The proverbial sirens started wailing during 2007, warning of the pending collapse of the Northern Colorado housing market. The number of home mortgage failures was rising so fast that the public trus...      Read More >>

13  
This Month in Real Estate-Feb 2010
 
...      Read More >>

9  
FHA Lending Changes
 
1. Mortgage insurance premium (MIP) will be increased to build up capital reserves and bring back private lending The first step will be to raise the up-front MIP by 50 bps to 2.25% and request legisl...      Read More >>

23  
HUD Temporarily Removes 90 Day Waiting Period for FHA Loans
 
Please note, the waiver goes in to effect on February 1, 2010 and is only effective for one year! WASHINGTON - In an effort to stabilize home values and improve conditions in communities where fore...      Read More >>

22  
Loveland housing market expected to hold steady
 
Ups, downs seen as improvement over 2009 Loveland and Fort Collins real estate brokers are projecting a relatively flat market for 2010, an improvement to the declines they saw last year. “We’re j...      Read More >>

18  
Jan 2010 "This Month in Real Estate"
 
...      Read More >>

16  
Perfectly matched: Program unites qualified buyers with foreclosed homes
 
“It really is exactly what I wanted,” Lane said. Lane, 46, is one of four residents so far to buy homes through the Loveland Housing Authority’s new program called Home Match, initiated nearly a ye...      Read More >>

9  
Larimer Home Ownership Program (LHOP)
 
Helping Families Realize Their Dream of Home Ownership Applications are now being accepted for houses located within Larimer County, check with program manager on funds for Loveland City limits. ...      Read More >>

27  
Roller coaster ride: Top business stories of the decade
 
If there's a common thread running through the business community in the first decade of the new millennium, it's the toll job losses have had on the community and the psyche of the American worker.Fr...      Read More >>

22  
Keller Williams Realty Ranked as Top Real Estate Franchise by Industry Leader and Entrepreneur Magaz
 
AUSTIN, TEXAS (December 21, 2009) — Keller Williams Realty joined the ranks of the top franchises in the world last week, when the company was ranked as the No. 1 real estate franchise on the 31st Ann...      Read More >>

21  
Report: Region's home prices expected to rise in 2010
 
Northern Colorado home price declines in October were slower than in September and projected to appreciate within 12 months, according to the latest home price index from First American CoreLogic. ...      Read More >>

13  
Greeley’s Transitional House offers temporary home
 
By Chris Casey For the Reporter-Herald GREELEY — Candace Minjarez never dreamed she might need to stay in a homeless shelter. But here she is, living with her 6-year-old son in the Greeley Trans...      Read More >>

5  
Names on the deed of house can be changed after refinancing
 
Question: My husband and I are both on the mortgage and the deed of the house. Can he refinance in his name only if I agree to that? I would like to be off the mortgage and stay on the deed. Is it pos...      Read More >>

30  
Community News
 
"EXTRA, EXTRA, READ ALL ABOUT IT!" Northern Colorado News Briefs November 2009 ...      Read More >>

24  
Taxes on short sales
 
By Ilyce Glink Tribune Media Services Question: I own a rental property that is worth less than the mortgage balance. What happens if I decide to sell this investment property? It is located in...      Read More >>

23  
U.S. existing home sales pace highest in 2-1/2 yrs
 
By Lucia Mutikani Lucia Mutikani WASHINGTON (Reuters) – Sales of previously owned U.S. homes rose in October at a faster-than-expected pace to the highest in more than 2-1/2 years as buyers ...      Read More >>
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